14 Lena Road

Monticello, NY
$ 649,000 Beds 3 Baths 3 Sq 2,520
Monthly Estimate* How much can I afford?

Rare opportunity to own a lakefront home in Lake Joseph. These do not come up often, and at such a great price. Lake Joseph is a private residential and vacation community located in Sullivan County, nestled between Forestburgh and Thompson. It’s known for its peaceful non-motorboat lake, rustic homes, and amenities like swimming, tennis, and boating. Lake Joseph Estates is a private lakefront residential community built around a 250-acre non-motorboat lake. The community emphasizes preserving natural shoreline. This home has wonderful direct access to the lake with amazing views. Two level living with great room, 2 bedrooms, office on main floor, also 2 full bathrooms. Beautiful hardwood floors, warm and inviting wood fireplace, and walk out to expansive deck that overlooks the lake. Amazing for entertaining or just for some peace and quiet. Lower level allows for more living space with large entertainment area, addition bedroom and full bath. Much needed for family and friends to visit your new lake house. House has been well maintained, and most furnishings are staying, so move in ready. Lake Joseph is located within 10 minutes of shopping, short ride to Bethel Performing Arts Center, Casino, Delaware river, and many restaurants. This will not last at this price in a very desirable location. So give a call today for a viewing.

Single Family

  • Price
  • $ 649,000
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • SULLIVAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.61 Acres
  • Zip
  • 12777
  • Sqr Footage
  • 2,520
  • Year Built
  • 1985
  • Taxes
  • $ 10519
  • Style
  • Contemporary
  • MLS#
  • 932743
Listed By: Century 21 Country Realty
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard
Cooling Ductless
Utilities Cable Connected,Electricity Connected,Propane,Sewer Connected
Appliances Dishwasher,Dryer,Oven,Refrigerator,Washer
HOA Fee 2000
Garage Spaces 1
Association Fee Includes Common Area Maintenance,Trash
Patio/Porch Features Deck
Architectural Style Contemporary
Pool Features Community
Construction Materials Wood Siding
Year Built 1985
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 3000-006-0-0002-036-009
Waterfront Features Lake Front
Community Features Tennis Court(s)
Assoc Fee Paid Per Annually
County Sullivan County
Property Type Residential
Association Amenities Basketball Court,Pool,Tennis Court(s)
HOA Yes
Subdivision Name Lake Joseph
Garage Y/N Yes
Total Rooms 8
Full Baths 3
High School Monticello High School
City Forestburgh
Senior Community Y/N No
High School District Monticello
Carport Y/N No
Elementary School George L Cooke School
Property Attached Y/N No
Tax Annual Amount 10519.35
Middle/Junior High School Robert J Kaiser Middle School
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
PostalCity Monticello
AttributionContact 845-791-5280
Listing Appliances Dishwasher, Dryer, Oven, Refrigerator, Washer

Interior Features

Interior Amenities First Floor Bedroom,Kitchen Island,Natural Woodwork,Open Kitchen,Washer/Dryer Hookup
Basement Finished,Full,Walk-Out Access
Flooring Wood
Fireplace Features Living Room
Basement Features Finished, Full, Walk-Out Access
Basement (Y/N) Yes
Total Bedrooms 3
Total Baths 3
General Features First Floor Bedroom,Kitchen Island,Natural Woodwork,Open Kitchen,Washer/Dryer Hookup

Exterior Features

Exterior Amenities Dock
Parking Features Driveway
Water Source Public
Parking Features Driveway
Building Area Total 2520
Waterfront Y/N Yes
Other Equipment Generator
General Features Ext. Dock

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School George L Cooke School Elementary School
Middle School Robert J Kaiser Middle School
High School Monticello High School

Price History

11/11/2025 Listed $649,000

Property vs Zip Code Average in 12777

Price
AVG $780K
$650K
Taxes
AVG $7,512
$10,519
Year Built
AVG 1966
1985
Visits
AVG 49
177
Data Provided by Inside Real Estate®

Areas That We Cover

14 Lena Road Monticello, NY is a Single Family Home for sale at $649000 with 2520 sqft and a lot size of 0.61 Acres Acre(s). 14 Lena Road Monticello has 3 bedrooms, 3 baths and was built in 1985. The property's zip code is 12777 which is in Monticello, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.