99 Whitlock Road

Otisville, NY
$ 749,000 Beds 3 Baths 3 Sq 2,826
Monthly Estimate* How much can I afford?

Imagine waking up to sweeping views, stepping onto your expansive deck with a morning coffee, and spending warm summer afternoons by your private pool surrounded by nearly 16 acres of open countryside. 99 Whitlock Road offers the space and freedom that many dream about but rarely find. Combining classic Cape Cod and Colonial charm with contemporary design elements, this inviting home delivers a unique blend of comfort, privacy, and functionality. Inside, natural light pours through oversized windows, while the spacious kitchen—with granite countertops, extensive cabinetry, and a large center island—becomes the gathering place for everyday living and entertaining. Outside, the expansive property creates endless possibilities for recreation, gardening, hobbies, or simply enjoying the tranquility of your surroundings. This is more than a home—it's a private retreat designed for enjoying every season.

Single Family

  • Price
  • $ 749,000
  • City
  • Otisville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • ORANGE
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 15.9 Acres
  • Zip
  • 10963
  • Sqr Footage
  • 2,826
  • Year Built
  • 1993
  • Taxes
  • $ 11482
  • Style
  • Cape Cod,Colonial,Contemporary
  • MLS#
  • 1011075
Listed By: eRealty Advisors, Inc
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Oil
Cooling Central Air
Utilities Trash Collection Private
Appliances Cooktop,Dishwasher,Dryer,Refrigerator,Stainless Steel Appliance(s),Washer,Indirect Water Heater,Water Softener Owned
Garage Spaces 2
Patio/Porch Features Deck
Architectural Style Cape Cod,Colonial,Contemporary
Pool Features In Ground
Construction Materials Cedar,Frame
Year Built 1993
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 334489-005-000-0001-120.220-0000
County Orange County
Property Type Residential
Association Amenities Park
HOA No
Garage Y/N Yes
Total Rooms 9
Full Baths 3
High School Minisink Valley High School
City Mount Hope
Senior Community Y/N No
High School District Minisink Valley
Carport Y/N No
Elementary School Otisville Elementary School
Property Attached Y/N No
Tax Annual Amount 11482
Middle/Junior High School Minisink Valley Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Minisink Valley
Elementary School District Minisink Valley
Tax Assessed Value 210500
PostalCity Otisville
AttributionContact 914-712-6330
Listing Appliances Cooktop, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater, Water Softener Owned

Interior Features

Interior Amenities Cathedral Ceiling(s),Central Vacuum,Eat-in Kitchen,Formal Dining,Granite Counters,Kitchen Island,Open Kitchen,Pantry,Primary Bathroom,Master Downstairs,Walk-In Closet(s)
Basement Partially Finished
Flooring Hardwood
Total Fireplaces 1
Formal Dining Yes
Basement Features Partially Finished
Basement (Y/N) Yes
Fireplace Y/N Yes
Total Bedrooms 3
Eat-in Kitchen Yes
Total Baths 3
General Features Cathedral Ceiling(s),Central Vacuum,Eat-in Kitchen,Formal Dining,Granite Counters,Kitchen Island,Open Kitchen,Pantry,Primary Bathroom,Master Downstairs,Walk-In Closet(s)
Walk-In Closet Yes

Exterior Features

Fencing Fenced
Parking Features Garage Door Opener
Water Source Well
Parking Features Garage Door Opener
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Otisville Elementary School
Middle School Minisink Valley Middle School
High School Minisink Valley High School

Price History

6/10/2026 Listed $749,000

Property vs Zip Code Average in 10963

Price
AVG $440K
$750K
Taxes
AVG $8,442
$11,482
Year Built
AVG 1958
1993
Visits
AVG 92
251
Data Provided by Inside Real Estate®

Areas That We Cover

99 Whitlock Road Otisville, NY is a Single Family Home for sale at $749000 with 2826 sqft and a lot size of 15.9 Acres Acre(s). 99 Whitlock Road Otisville has 3 bedrooms, 3 baths and was built in 1993. The property's zip code is 10963 which is in Otisville, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.